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BBSHDC - St. Joseph Homeownership
904.435.SJHM (7546) 

Our services are... Professional  Informative Effective Supportive
Call 904.435.SJHM (7546) today ... take the first step.
For consumers outside of the Jacksonville area, you may call 888.975.7155 to reach our staff.

To learn more about our church, its leaders, and other ministries, click

Click here to learn more about the stimulus plan.

Click here to download or enter your information online and print the foreclosure intervention - home preservation packet, then sign, date and submit to the office. This packet must be completed in order for support services to begin. 

Foreclosure Intervention services are FREE!
Our counseling and support services address all aspects of homeownership:

Empower homebuyers to shop for a home, get a mortgage loan, improve their budget and credit profiles and maintain their home and finances before and after purchase.

Address savings, credit and debt barriers to homeownership. Assess mortgage readiness and prequalify with credit report review. Create action plan and perform other activities to ensure success in ownership.

Discuss home maintenance and repair, financial management and budgeting skills, insurance, methods for getting more involved in the community. Understand the pros and cons of refinancing. Provide early intervention programs to prevent delinquencies and default.

Foreclosure Intervention
Assist in budget counseling to prevent an impending delinquency, negotiate with the lenders to cure a default or aid in transitioning from homeownership.

Reeducate past homeowners that had to transition from homeownership and aid them in reestablishing their credit to become homeowners again.

Financial Fitness
Review and discuss various financial topics to stabilize or sustain personal finances: monitoring credit reports, banking features, savings, loan types, insurance, using credit, etc.

**Services are provided in English, Spanish, and French-Creole.

HUD Approved Agency - ID: 80612